If you’re a resident of Crown Point, IN and you’re looking for affordable auto insurance, there are a few items that you will want to keep in mind in order to find the most competitive rates.
1. Shop Around
There are a few ways you can do this. You can call a captive agency such as State Farm, Farmers, or American Family and have them work up numbers for you. This may take some work on your part because you have to call each agency, provide them with your information, then wait to hear back from them as different rates come in. Another approach, is to call REGION Insurance Group and let us do all of the work for you. We represent nearly a dozen “A” rated independent insurance carriers, and we do all of the leg work of shopping out your auto insurance to make sure you receive the most competitive quote. Plus, we’re located in Crown Point and we know which carriers tend to be more competitive in the various areas of town.
2. Driving Activity
If you have a lot of driving activity on your record such as tickets or accidents, our team can work up a strategy for you. We may recommend a certain insurance carrier for a specific time frame, and then when another ticket and/or accident falls off of your record, we can continue to strategize with you and place you with different carriers that have various underwriting guidelines until we’re convinced that the rate is the absolutely most competitive quote that you will be able to find within Crown Point.
3. Youthful Drivers
Insurance carriers tend to charge a lot of money for youthful drivers on your auto policy who are under the age of 25. There are some insurance carriers whose rates are less extreme than others, and even within Crown Point there are some carriers whose rates are better in some areas than others as well. Our team will coach you through this. You can let our experience help you receive the most competitive auto insurance premiums.
4. Bundle Your Insurance
If you insure your home and your auto with the same insurance carrier, this lends itself to more discounts. These discounts can be very significant depending on the insurance carrier, and in some cases, we’ve seen auto insurance rates discounted by up to 40% by just putting your home and auto with the same insurance carrier.
There are many other factors that contribute to finding competitive and affordable auto insurance rates, but the list above serves as a great start.